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Loans | Savings | Certificates

RATES POSTED ARE THE LOWEST POSSIBLE RATE. RATES MAY VARY DEPENDING ON CREDIT HISTORY, DOWN PAYMENT AND TERM.

 

Loans Rate APR* Term  
Secured loan rates begin at

4.50%

5.50%

24 m

Calculator
Unsecured loan rates begin at 

6.75%

7.75%

24 m

Calculator
Home Equity loan rates begin at

5.50%

5.50%

3 yb Calculator
Visa - 25 day grace, NO Annual Fee

12.60%

12.6%

n/a Calculator
Mortgages - Please call for current rates 

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Calculator

 

*APR = Annual Percentage Rate
These rates are the lowest rates possible depending on discounts earned.
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Savings Rate APY* Term
$0.00 - $49.99

 0%

0%

n/a
$50.00-$1,999.99

0.245% 

0.25%

n/a
$2,000.00-$4,999.00

0.495% 

0.50%

n/a
$5,000.00- +++ 0.745%  0.75% n/a
Share Draft Account--Low Cost No Minimum Balance  "Non Interest Bearing"

 0%

0% n/a
Share Draft Account--Minimum Balance $200.00  **Below minimum balance fee is $2.00/mo

 0%

0%

n/a
Share Draft Account-                        $0.00-$999.99 0% 0% n/a
Share Draft Account-                          $1,000--++ 0.245%

0.25%

n/a
Share Draft Plus Account--Minimum Balance $2,500 **Below mininum balance fee $5.00** 0.495% 0.50% n/a
Small Business Draft Account--*no minimum balance* Will receive key deposit bag and endorsement stamp

 n/a

n/a

n/a
Share Draft Business Plus-Min. Bal-$20,000-Non-interest-Free Checks.  Below minimum balance fee $5.00/mo

 n/a

n/a

n/a
MONEY MARKET - minimum balance $5,000. **Below min fee-$5.00/mo, w/d limit 4/mo. Excess w/d fee-$10.00 each, free checks

1.74%

1.75% n/a
MONEY MARKET PLUS - minimum balance $10,000.  **Below minimum fee-$10/mo,  w/d limit 6/mo.  Excess w/d fee-$20.00 each, free checks 1.985% 2.000% n/a
CHRISTMAS CLUB ACCOUNT - 1 withdrawal per quarter - Check 10/1 0.495% 0.495% n/a
VACATION CLUB ACCOUNT - 1 withdrawal per quarter 0.495% 0.495%  n/a
IRA-plan #00 TRADITIONAL - maximum annual contribution $4.000 2.98% 3.00% n/a
IRA plan #90 ROTH - maximum annual contribution $4,000 2.98% 3.00% n/a
IRA plan #92 COVERDELL ESA -maximum annual contribution $2,000 2.98%  3.00%  n/a

 

*APY = Annual Percentage Yield
Rates are subject to change monthly.
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Certificates -- Regular and IRA Rate APY* Term
TERM SHARES 180 DAYS-Paid @ Maturity 2.400% 2.430% n/a
SHARES 1 YEAR-Paid @ maturity 2.750% 2.750% 12
SHARES 2 YEAR-Compounded quarterly and paid @ maturity

3.215%

3.170% 24
SHARES 2 YEAR-Paid monthly 3.215% 3.250% 24
SHARES 3 YEAR-Compounded quarterly and paid @ maturity 3.500% 3.380% 36
SHARES 3 YEAR-Paid monthly 3.550% 3.550% 36
SHARES 5 YEAR-Compounded quarterly and paid @ maturity 3.650% 3.520% 60
SHARES 5 YEAR-Paid monthly 3.650% 3.700% 60

 

*APY = Annual Percentage Yield
Rates are subject to change daily and should be verified with any teller.
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